Long time since I posted as this past year has been a whirlwind. Just when we thought the industry was through changing this past year has brought greater change. HVCC, MDIA, new RESPA requirements coming in January, FHA changing, etc. and etc. I can go on, but you know the story.
The question today is about the wholesale channel. I see new players coming into the system, but many of my clients are either aligning with a mortgage banker, alinging with a net branch operation, or losing loan officers to institutional lenders.
Is the broker/wholesale channel disintegrating? Will this channel be around next year or be something we don't even recognize. Reply back and let me know what you think.
Cody
Wednesday, October 21, 2009
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