Long time since I posted as this past year has been a whirlwind. Just when we thought the industry was through changing this past year has brought greater change. HVCC, MDIA, new RESPA requirements coming in January, FHA changing, etc. and etc. I can go on, but you know the story.
The question today is about the wholesale channel. I see new players coming into the system, but many of my clients are either aligning with a mortgage banker, alinging with a net branch operation, or losing loan officers to institutional lenders.
Is the broker/wholesale channel disintegrating? Will this channel be around next year or be something we don't even recognize. Reply back and let me know what you think.
Cody
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